Best report
ϟ
Jun 20, 2017
They are debt collectors, which a web search should have told you. They call from many numbers. They will not give you information without knowing who you are, so this is what you need to do:
You need to send them a certified, return receipt cease and desist calling letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
DIVERSIFIED CONSULTANTS, INC AKA DCI
Posted in: http://800notes.com/Phone.aspx/1-614-441-8051
http://800notes.com/Phone.aspx/1-904-302-7996
http://800notes.com/Phone.aspx/1-202-470-4748
http://800notes.com/Phone.aspx/1-915-603-4326
http://800notes.com/Phone.aspx/1-216-586-2597
http://800notes.com/Phone.aspx/1-804-433-3357
http://800notes.com/Phone.aspx/1-614-591-9987
http://800notes.com/Phone.aspx/1-762-585-9844
http://800notes.com/Phone.aspx/1-762-595-9936
http://800notes.com/Phone.aspx/1-762-585-9509
http://800notes.com/Phone.aspx/1-949-447-2859
http://800notes.com/Phone.aspx/1-973-755-6861
http://800notes.com/Phone.aspx/1-804-709-0609
http://800notes.com/Phone.aspx/1-216-553-3543
http://800notes.com/Phone.aspx/1-216-553-3407
http://800notes.com/Phone.aspx/1-215-372-1720
http://800notes.com/Phone.aspx/1-412-688-6900#p1025237437164693358
http://800notes.com/Phone.aspx/1-813-906-2627
http://800notes.com/Phone.aspx/1-623-900-6282#p1042466192393290957
http://800notes.com/Phone.aspx/1-904-247-5500/7#p1042740832870484228
http://800notes.com/Phone.aspx/1-215-372-1763#p1048921806111371573
http://800notes.com/Phone.aspx/1-651-404-2425#p1051228126859100379
http://800notes.com/Phone.aspx/1-317-982-5387#p1055893209714507466
http://800notes.com/Phone.aspx/1-757-447-3398#p1058616547751190149
http://800notes.com/Phone.aspx/1-775-525-5193
http://800notes.com/Phone.aspx/1-205-986-0640
http://800notes.com/Phone.aspx/1-651-319-9065
http://800notes.com/Phone.aspx/1-800-771-5361/16
http://800notes.com/Phone.aspx/1-817-900-9355
http://800notes.com/Phone.aspx/1-334-647-6774#p1108420104280383011
http://800notes.com/Phone.aspx/1-754-209-0053#p1198102359168998803
http://800notes.com/Phone.aspx/1-804-709-0698#p1218530359395564443
I have to wonder why an allegedly “legitimate “business would need over 25 different phone numbers to call out on?
Web site lists a cleverly hid PO Box as an address.
BBB page lists them as an accredited business with 521 complaints, 22 negative reviews, but still gives them an A+ (Note that the BBB conveniently lost 37 complaints and 11 negative review so that they could give these crooks an A+): http://www.bbb.org/north-east-florida/Busines ... nville-fl-2931/
Facebook page lists one of the head criminals: https://www.facebook.com/dcicollect
LinkedIn page for the crook they hired to be vice president of this criminal organization: https://www.linkedin.com/in/gordon-beck-iii-3341b88
LinkedIn page for the owner (I think he is the drunk on the left, probably needs to self-medicate because his conscience, if he has one, is bothering him): https://www.linkedin.com/in/don-zehnder-13a22544?trk=pub-pbmap
Florida Office of financial Regulation:
License Name: DIVERSIFIED CONSULTANTS INC
DBA Name:
________________________________________
License Type: Consumer Collection Agency
Status: Approved
Status Effective Date: 4/10/2015
Original Date of License: 3/12/1996
License Number: CCA0900759
License Expiration Date: 12/31/2015
________________________________________
License Main Address:
Street: 10550 DEERWOOD PARK BLVD # 309
City: JACKSONVILLE
State: FL
Zip Code: 32256
License Mailing Address:
Street: 10550 DEERWOOD PARK BLVD # 309
City: JACKSONVILLE
State: FL
Zip Code: 32256-0596
________________________________________
Phone Number: 904-247-5500
Sunbiz.org info, looks like all the head criminals are listed:
Florida Profit Corporation DIVERSIFIED CONSULTANTS, INC.
Filing Information
Document NumberP93000010583 FEI/EIN Number593162615 Date Filed02/04/1993 StateFL StatusACTIVE Last EventAMENDMENT Event Date Filed11/16/2009 Event Effective DateNONE
Principal Address
10550 DEERWOOD PK BLVD
SUITE 309
JACKSONVILLE, FL 32256
Changed: 03/20/2005
Mailing Address
10550 DEERWOOD PK BLVD
SUITE 309
JACKSONVILLE, FL 32256
Changed: 03/20/2005
Registered Agent Name & Address CRAWFORD, JOHN RESQ
1200 RIVERPLACE BOULEVARD
SUITE 800
JACKSONVILLE, FL 32207
Name Changed: 01/14/2010
Address Changed: 01/14/2010
Officer/Director Detail Name & Address
Title CEO
ZEHNDER, CHARLOTTE L
10550 DEERWOOD PARK BLVD #309
JACKSONVILLE, FL 32256
Title D
ZEHNDER, NICOLE
10550 DEERWOOD PARK BLVD #309
JACKSONVILLE, FL 32256
Title VP
ZEHNDER, DONALD
10550 DEERWOOD PARK BLVD #309
JACKSONVILLE, FL 32256
Title PRES
ZEHNDER, CHRISTOPHER
10550 DEERWOOD PARK BLVD #309
JACKSONVILLE, FL 32256
Title COO
BECK, GORDON
10550 DEERWOOD PARK BLVD #309
JACKSONVILLE, FL 32256
Florida Office of Financial Regulation info:
License Name: DIVERSIFIED CONSULTANTS INC
DBA Name:
________________________________________
License Type: Consumer Collection Agency
Status: Approved
Status Effective Date: 11/3/2015
Original Date of License: 3/12/1996
License Number: CCA0900759
License Expiration Date: 12/31/2016
________________________________________
License Main Address:
Street: 10550 DEERWOOD PARK BLVD # 309
City: JACKSONVILLE
State: FL
Zip Code: 32256
License Mailing Address:
Street: 10550 DEERWOOD PARK BLVD # 309
City: JACKSONVILLE
State: FL
Zip Code: 32256-0596
________________________________________
Phone Number: 904-247-5500
Other complaint sites:
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... LL/td-p/2350493
http://diversified-consultants.pissedconsumer.com/
http://www.ripoffreport.com/r/diversified-consultants-inc/jacksonville-florida-32256/diversified-consultants-inc-debt-collectors-bullying-and-threats-jacksonville-florida-542778
Looks like they get sued a lot:
https://www.gpo.gov/fdsys/pkg/USCOURTS-mad-1_13-cv-10875
http://www.plainsite.org/dockets/y0l04x2y/flo ... onsultants-inc/
https://www.gpo.gov/fdsys/granule/USCOURTS-id ... 1_12-cv-00629-0
http://www.ca6.uscourts.gov/opinions.pdf/14a0054p-06.pdf
http://www.wiwd.uscourts.gov/opinions/pdfs/Fa ... 24_MTD%20Op.pdf
http://www.plainsite.org/dockets/tyqadxrl/new ... onsultants-inc/
http://www.drinkerbiddle.com/Templates/media/files/pdfs/Hunter.pdf
http://www.ca6.uscourts.gov/opinions.pdf/14a0054p-06.pdf
http://law.justia.com/cases/federal/district- ... 2339/292179/35/
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Also file a complaint with the Florida AG’s Office: http://myfloridalegal.com/
And the Florida Dept. of Financial Regulation: http://www.flofr.com/StaticPages/FileAComplaint.htm
You need to send them a certified, return receipt cease and desist calling letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
DIVERSIFIED CONSULTANTS, INC AKA DCI
Posted in: http://800notes.com/Phone.aspx/1-614-441-8051
http://800notes.com/Phone.aspx/1-904-302-7996
http://800notes.com/Phone.aspx/1-202-470-4748
http://800notes.com/Phone.aspx/1-915-603-4326
http://800notes.com/Phone.aspx/1-216-586-2597
http://800notes.com/Phone.aspx/1-804-433-3357
http://800notes.com/Phone.aspx/1-614-591-9987
http://800notes.com/Phone.aspx/1-762-585-9844
http://800notes.com/Phone.aspx/1-762-595-9936
http://800notes.com/Phone.aspx/1-762-585-9509
http://800notes.com/Phone.aspx/1-949-447-2859
http://800notes.com/Phone.aspx/1-973-755-6861
http://800notes.com/Phone.aspx/1-804-709-0609
http://800notes.com/Phone.aspx/1-216-553-3543
http://800notes.com/Phone.aspx/1-216-553-3407
http://800notes.com/Phone.aspx/1-215-372-1720
http://800notes.com/Phone.aspx/1-412-688-6900#p1025237437164693358
http://800notes.com/Phone.aspx/1-813-906-2627
http://800notes.com/Phone.aspx/1-623-900-6282#p1042466192393290957
http://800notes.com/Phone.aspx/1-904-247-5500/7#p1042740832870484228
http://800notes.com/Phone.aspx/1-215-372-1763#p1048921806111371573
http://800notes.com/Phone.aspx/1-651-404-2425#p1051228126859100379
http://800notes.com/Phone.aspx/1-317-982-5387#p1055893209714507466
http://800notes.com/Phone.aspx/1-757-447-3398#p1058616547751190149
http://800notes.com/Phone.aspx/1-775-525-5193
http://800notes.com/Phone.aspx/1-205-986-0640
http://800notes.com/Phone.aspx/1-651-319-9065
http://800notes.com/Phone.aspx/1-800-771-5361/16
http://800notes.com/Phone.aspx/1-817-900-9355
http://800notes.com/Phone.aspx/1-334-647-6774#p1108420104280383011
http://800notes.com/Phone.aspx/1-754-209-0053#p1198102359168998803
http://800notes.com/Phone.aspx/1-804-709-0698#p1218530359395564443
I have to wonder why an allegedly “legitimate “business would need over 25 different phone numbers to call out on?
Web site lists a cleverly hid PO Box as an address.
BBB page lists them as an accredited business with 521 complaints, 22 negative reviews, but still gives them an A+ (Note that the BBB conveniently lost 37 complaints and 11 negative review so that they could give these crooks an A+): http://www.bbb.org/north-east-florida/Busines ... nville-fl-2931/
Facebook page lists one of the head criminals: https://www.facebook.com/dcicollect
LinkedIn page for the crook they hired to be vice president of this criminal organization: https://www.linkedin.com/in/gordon-beck-iii-3341b88
LinkedIn page for the owner (I think he is the drunk on the left, probably needs to self-medicate because his conscience, if he has one, is bothering him): https://www.linkedin.com/in/don-zehnder-13a22544?trk=pub-pbmap
Florida Office of financial Regulation:
License Name: DIVERSIFIED CONSULTANTS INC
DBA Name:
________________________________________
License Type: Consumer Collection Agency
Status: Approved
Status Effective Date: 4/10/2015
Original Date of License: 3/12/1996
License Number: CCA0900759
License Expiration Date: 12/31/2015
________________________________________
License Main Address:
Street: 10550 DEERWOOD PARK BLVD # 309
City: JACKSONVILLE
State: FL
Zip Code: 32256
License Mailing Address:
Street: 10550 DEERWOOD PARK BLVD # 309
City: JACKSONVILLE
State: FL
Zip Code: 32256-0596
________________________________________
Phone Number: 904-247-5500
Sunbiz.org info, looks like all the head criminals are listed:
Florida Profit Corporation DIVERSIFIED CONSULTANTS, INC.
Filing Information
Document NumberP93000010583 FEI/EIN Number593162615 Date Filed02/04/1993 StateFL StatusACTIVE Last EventAMENDMENT Event Date Filed11/16/2009 Event Effective DateNONE
Principal Address
10550 DEERWOOD PK BLVD
SUITE 309
JACKSONVILLE, FL 32256
Changed: 03/20/2005
Mailing Address
10550 DEERWOOD PK BLVD
SUITE 309
JACKSONVILLE, FL 32256
Changed: 03/20/2005
Registered Agent Name & Address CRAWFORD, JOHN RESQ
1200 RIVERPLACE BOULEVARD
SUITE 800
JACKSONVILLE, FL 32207
Name Changed: 01/14/2010
Address Changed: 01/14/2010
Officer/Director Detail Name & Address
Title CEO
ZEHNDER, CHARLOTTE L
10550 DEERWOOD PARK BLVD #309
JACKSONVILLE, FL 32256
Title D
ZEHNDER, NICOLE
10550 DEERWOOD PARK BLVD #309
JACKSONVILLE, FL 32256
Title VP
ZEHNDER, DONALD
10550 DEERWOOD PARK BLVD #309
JACKSONVILLE, FL 32256
Title PRES
ZEHNDER, CHRISTOPHER
10550 DEERWOOD PARK BLVD #309
JACKSONVILLE, FL 32256
Title COO
BECK, GORDON
10550 DEERWOOD PARK BLVD #309
JACKSONVILLE, FL 32256
Florida Office of Financial Regulation info:
License Name: DIVERSIFIED CONSULTANTS INC
DBA Name:
________________________________________
License Type: Consumer Collection Agency
Status: Approved
Status Effective Date: 11/3/2015
Original Date of License: 3/12/1996
License Number: CCA0900759
License Expiration Date: 12/31/2016
________________________________________
License Main Address:
Street: 10550 DEERWOOD PARK BLVD # 309
City: JACKSONVILLE
State: FL
Zip Code: 32256
License Mailing Address:
Street: 10550 DEERWOOD PARK BLVD # 309
City: JACKSONVILLE
State: FL
Zip Code: 32256-0596
________________________________________
Phone Number: 904-247-5500
Other complaint sites:
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... LL/td-p/2350493
http://diversified-consultants.pissedconsumer.com/
http://www.ripoffreport.com/r/diversified-consultants-inc/jacksonville-florida-32256/diversified-consultants-inc-debt-collectors-bullying-and-threats-jacksonville-florida-542778
Looks like they get sued a lot:
https://www.gpo.gov/fdsys/pkg/USCOURTS-mad-1_13-cv-10875
http://www.plainsite.org/dockets/y0l04x2y/flo ... onsultants-inc/
https://www.gpo.gov/fdsys/granule/USCOURTS-id ... 1_12-cv-00629-0
http://www.ca6.uscourts.gov/opinions.pdf/14a0054p-06.pdf
http://www.wiwd.uscourts.gov/opinions/pdfs/Fa ... 24_MTD%20Op.pdf
http://www.plainsite.org/dockets/tyqadxrl/new ... onsultants-inc/
http://www.drinkerbiddle.com/Templates/media/files/pdfs/Hunter.pdf
http://www.ca6.uscourts.gov/opinions.pdf/14a0054p-06.pdf
http://law.justia.com/cases/federal/district- ... 2339/292179/35/
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Also file a complaint with the Florida AG’s Office: http://myfloridalegal.com/
And the Florida Dept. of Financial Regulation: http://www.flofr.com/StaticPages/FileAComplaint.htm