Sandra Brown called from "Check fraud Dept" left message regarding a case in her office supposedly filed against me for a Payday loan.  Something about seeing a lawyer in court.  Will do!

I got a call from Christine Richards from Royce and Associates, I am guessing it was this # 803-393-4577. I think I got a call like 2 years ago but they never leave their whole number. I don't even known what it is for

I also received a call from Sandra Brown from Royce and Associates. I told them to send me a letter in writing/by mail verifying what I owe and who they are. She refused to do so. I told her by law if I request them to do so....you are required. She refused and said she'd send me an email. They accused me of fraud by check. (I never wrote a check) I also told them that in Texas the statue of limitations is 4 years and it's been 5. They can't take me to court. They threatened me, and told me to pay within 24 hours or I'm going to court.

She's a fraud. An e-mail is legal proof of nothing. If a collector refuses to mail you a notice of validation, pay them nothing.
Be Safe. Be Aware.
Gunnar

I got a call last week saying if I didn't pay that they were going to file charges of felony fraud against me. Sandra Brown told me that they can only do short term payment arrangements (6 months) and that that is all legally I'm allowed to get. My attorney called them and they would not give him any information except the name of an attorney, whom which by the way is not an attorney, we looked it up. I asked why I was never sent a bill if any activity like this had happened and they said they are not required to send a bill. I asked for proof of their company and was informed they could send me an email but they do not send anything through the postal mail. So I say that they are a scam. No legitimate business is going to not send something in the mail and refuse to send something at your request to know if it is real.