Jan 3, 2008
The "Tracy Paul" scam pops up here from time to time. And it's just that -- a scam. There's lots of information about who this may be....check out this link: http://800notes.com/Phone.aspx/1-866-507-5050 Then check this link which describe calls from a supposed law firm called Gillette and Paul in Utah: http://800notes.com/Phone.aspx/1-877-359-7171 And here's some information from consumers who were looking into Gillete and Paul: http://www.debtconsolidationcare.com/creditors-information/about25511-1.html
You'll see that one message in the 866-507-5050 thread says that "Tracy Paul" is someone named Ryan Baker doing business behind the name Arches Financial in Utah. But knowing how these debt collector crooks work, I would bet that "Ryan Baker" is a pseudonym, too. Another message in that thread shows the results of a WhoIs search on the suddenly missing Arches Financial website. Here's Arches' address as listed on WhoIs:
Arches Financial, LLC
2989 South 300 West
Salt Lake, City UT 84115
Even more interesting is this federal lawsuit brought by several people against "Tracy Paul" http://dockets.justia.com/docket/court-moedce ... /case_id-65173/ I don't know if it's the same Tracy Paul, but the suit was filed over a question of fair debt collection. So what are they odds that it's a different Tracy Paul? If I had to guess, I'd say that Gillette and Paul, Tracy Paul, Ryan Barker and Arches Financial are all connected.
If you take legal action, some of the information in the above weblinks may be of help to your lawyer. You may also want to consider filing a complaint with the consumer affairs division of your state's attorney general. And you can file a complaint with the Federal Trade Commission here: https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01
Also...check out these websites for more advice and legal assistance in protecting yourself from debt collection criminals.
http://www.budhibbs.com/First.htm
http://naca.net/debt-collection-abuse/
http://www.fairdebtlawyers.com/
Good luck!