They identified themselves as a bill collector N.A.R. and told me that I owed $75.74 for a medical bill. They insisted on a payment by phone which I gave them my account information and they processed a check by phone for double the amount I was quoted ($151.48)

Received a call from this number saying they are trying to find my neighbor at an address down the street, which was strange I thought.  When I told them I don't really know my neighbors, the woman replied "oh really, okay thanks" and hung up.  What the heck???

This is North American Recovery (NAR), based in Salt Lake City, Utah.

North American Recovery
5225 Wiley Post Way, Suite 410
Salt Lake City, Utah 84116
Phone: 801.364.0777
Fax: 801.364.0784
http://www.north-american-recovery.com/

They use the following numbers for their "collection" activities:

801-236-7580
801-236-7581
801-236-7582
801-236-7583
801-236-7584
801-236-7585
801-236-7586
801-236-7587
801-236-7588
801-236-7589

They also employ a technique known as "skip tracing". Among other methods, they will run a debtor's address and home telephone number through a reverse directory search, and contact anyone they find who may live near the debtor, as well as use other databases to locate a debtor's relatives and contact them as well. Some of their techniques are legally questionable, but they manage to get away with it.

they called me today looking for my daughter. I asked what it was about and they told me that it was concerning a business opportunity and she didn't respond to a previous letter.