I got a call from a heavy accent foreigner with an American name saying he is calling from Wells Fargo Bank, and a loan in the amount of $15,000 has been approved.  I did not apply for a loan, especially from WF.  They want to lead you to the idea you have a loan only to get your personal and financial information in order to steal from your accounts.  Besides, banks do not call you to inform you regarding a loan; if so, banks use 800 or 866 area codes.  Do not answer the call.  I did not return the phone message.

I got a call from a guy with a heavy accent saying his name was Kevin Smith, not likely!!

He said I ha defaulted on a payday loan, which I have never done, an he wanted me to pay $500 over the phone or I would get arrested and prosecuted!! He had a really old address for me and a junk mail email I haven't used in 6 years! To make a long story short, because I kept him on the phone for a while lol, he had all kinds of mixed info about me and it was a scam!!

My guy said he was from the IRS and I told him my parents did not raise any fools:)

http://www.irs.gov/uac/Tax-Scams-Consumer-Alerts
http://www.treasury.gov/tigta/contact_report.shtml
http://800notes.com/forum/ta-8c2f64bf2b91fa5/irs-warns-of-telephone-scam

http://bigstory.ap.org/article/4b849c65e54346 ... leader-irs-scam

Report the Calls to the real IRS here:
•report the incident to the Treasury Inspector General for Tax Administration at 800-366-4484.
•You can also file a complaint with the Federal Trade Commission at FTC.gov. Add "IRS Telephone Scam" to the comments in your complaint.

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Do consider getting a call blocking device or phone.. You can google them and many are around $40.00 or so.If its a cell phone, some already have call blocking, if not, there are free apps on the web that will work for some. You can google this. If you have a smart phone, there is a free app called call control. Iphones appear to have apps also. Another one is called Mr. Number.

For tracfone & straight talk:

https://play.google.com/store/apps/details?id ... .tracfone&hl=en
http://extras.straighttalk.com/en
http://www.youmail.com/home/carriers/straight-talk/block-number
https://www.straighttalkwirelessforum.com/viewtopic.php?f=6803&t=55006

I got a call from this number said they were from advance america. 7865484087 and I was approved for a 5000 dollar loan. They wanted my bank info. Advance america doesn't give 5000 dollar loans