Had an extended exchange. The caller had too much information about our account but not enough to prove he was genuine. Offered a lifetime interest of 5% then 4.5%. Very disturbing to hear how much personal information he had.
We called the bank and confirmed it was fraud. They said no credit card would offer such a low rate. We cancelled the cards and new ones will be issued.

The card service scammers   WILL   'service' our credit cards,   BUT,   when they finish 'servicing' them, they will have NO available credit remaining! People that are fooled into having their cards 'serviced' will be charged a MINIMUM of $795.00, and many times the ENTIRE amount remaining on the card. The card service scammers are a disgusting group of degenerates, who prey mainly on the low income, and the elderly, but will cheat anyone that they can!

Called on aug 20th2015 in Granby, Quebec, Canada.  I was suspicious and he said he was calling from Visa and Mastercard ( probably hedid not know which one I had ).  He had a bad accent and offer me reduced interest rate.  I hang up knowing it was fraud.

I just received a call from 1-786-247-3444 and they knew my name and wanted to thank me for being a loyal VISA customer and for always paying my bills on time. I asked him which bank and he said all banks. I said I find this call strange because none of the cards are in my name and he hung up and ended the call very abruptly.

I just received a call from 1-786-247-3444 and they knew my name and wanted to thank me for being a loyal VIVA customer and for always paying my bills on time. I asked him which bank and he said all banks. I said I find this call funny because none of the cards are in my name and he hung up and ended the call very abruptly.