I first received a call from this Melissa Dunlap about a month ago, claiming that WRA had assumed ownership of an online payday loan I defaulted on. She called not only me, but my mother and a friend of mine. I told her to cease and desist, and that she would need to send me some documentation of this alledged debt. I also informed her that I had given her contact information to the FTC as whoever she is, she was in violation of the fair debt collection act.

My husband received a call today. Ms. Dunlap inplied to him that she had document sent to me by courier and that there are two claims pending against me. I let my husband know this is some sort of scam and that I had received calls from her before.

I got a call from these jokers, really couldn't understand the beginning of the conversation (on my voice mail) or who they were asking for (2 different voices).  This is a scam, they were saying I had defaulted on a loan from my bank, which is not true.  Said I need to call as soon as possible.  Made it sound like the call was from some attorney.  I won't waste my time calling back.  I would like to know how they got my #

This person (A middle age white chubby motorcycle kind of guy voice) called as a track driver who already picked up my car and asked for a deposit and then when I refused he demanded a lot of money and if I don't send him that he would take my car. A car that he didn't get a hold of. I guess he got my number from online because a day prior I filled out an online quote for a transportation company to transport my car to a different state.  I will report this to a police too.