Lower interest rates just for paying on time. I've never used that Mastercard. I still has the security sticker on it...

Caller (Indian accent) said because my c.c. payments were up to date and ontime I would get lifelong interest rate of 3%!  He wanted to know my expiry date...and what bank I dealt with.  Didn't give any numbers and hung up...and he never called back!

I hung up when they said they would first put my interest rate down to 3% to 0%. I told them that I was not interested in doing business by phone. The said they were Visa.

Caller with a very heavy Indian accent to the point I had to ask several times for him to repeat himself because I could not understand a word he was saying. Claimed to be from td/Canada trust asking to confirm my exp date on my cc. I told him "you tell me, your from the bank you let me know what you have and I'll confirm if your right". He the started to get upset when I told him I'll call bank myself and get the info I need from a a trusted rep not a phone call from an odd number. He got upset swore and hung up.

Caller with a very heavy Indian accent to the point I had to ask several times for him to repeat himself because I could not understand a word he was saying. Claimed to be from td/Canada trust asking to confirm my exp date on my cc. I told him "you tell me, your from the bank you let me know what you have and I'll confirm if your right". He the started to get upset when I told him I'll call bank myself and get the info I need from a a trusted rep not a phone call from an odd number. He got upset swore and hung up.