This company Capital Direct sent an letter with a check to my father stating he won, $496,400 and sent him a check for $4980.00.  I called the bank on the check and they stated the check was good and the funds were in the account, I looked online and stated that the fraudsters steal the information from legitimate companies, the bank thought it was also weird.  SCAM ALL THE WAY, horrible that they go after the elderly.  thank goodness he asked me before he did anything.