Not sure if this is a spoofed number, but it sure looks like it as the number comes up long-distance (+1-778 etc) although it is local to my mobile phone. Anyhow, the message says it's from Bank of Montreal which is FAKE because the website http://bmo-bankalert.esy.es/online triggers my anti-virus program to indicate this is a phishing scam. I wish I had the knowledge to track down these scumbags. Number is now placed on call block, so even the real owner of this phone number can't call me.