Got a phone call from an unknown caller saying his name was detective mark anderson and that he had papers to serve me for a fraud and i was going to be arrested did i know what it was about i said no and he told me to call 866-922-4805 the agency handling it .when i called talked to someone named dan .both men spoke perfect english they were not foreign or have any accent.said i had a payday loan in 2009 with pdl ventures and did not pay and they were filing fraud charges.had my old address and email and bank account# and ss#.said i could  make payment plan monthly had to at least pay $50.00 today to stop procedings and put credit card on file or bank account with them.
but when i call # back machine says oakwood but if dont put ext. in different person answers saying a different co. name everytime i call. I called spot on loans they are a subsiderary of pdl ventures which pdl ventures nolonger exsit.but they looked up my name and ss# and said they have nothing for me they dont see i owe anything or ever had account
is this a scam