UPDATE on my earlier entry. I got 2 calls close together: this one from Austin and another from Allen, TX.  This one actually did leave a message.  And you know what?    I should be Congratulated because I apparently have recently inquired about a 'payday' loan.  WOW that is news to me.  But they went on to say that my application has been pre-approved and pushed through to their most experienced lender team - and they have over 100 people there.  they gave me a website to go to put my code in.
Just to be clear - I NEVER inquired about a loan, let alone a 'Payday Loan'  - so lucky them will be getting blocked on my phone along with the Allen, TX number (972-737-8062) which didn't leave a message.