A woman calls and says in a silly voice
"Hi! This is Dar...(unintelligible) and I was trying to call you, but was put into your voicemail.  I'm your account rep for your credit loan scam we scumbaggs are offering.  Please call me back so I can feed you a line of bull excrement over the phone live, vs what I'm leaving on your machine.  Have a wonderful day"

Well, I don't need, nor have I applied for any accounts, loans or any other cheap like this, so go..**** yourself.

And have a nice day !