Apr 1, 2010
These [***] have been calling me throughout the day from a variety of numbers for more than three months. When they first called, I spoke to them and found out they are calling about a small credit card debt that was charged off 10 years ago, but which they claims now exceeds $3,000. I told them it was not my debt and that any event it was beyond the statute of limits for collection of open accounts in EVERY state and asked them not to call me again. But they keep calling. And I just ignore the calls.
However, they are in violation of Fair Credit Collection Practice laws in that they are required to submit a written demand for payment within 5 days of their first telephone contact, and they have never done so. So I've contacted a lawyer (who has sued them on others' behalf before), and we are preparing to sue them and get money from THEM instead. :-)