Caller claims I still owe money on an account I closed 8-1/2 years ago.  I asked why, if I still owed money, did they wait 8-1/2 years to call.  She said they couldn't find me.  I told her that was a lie because I have not changed my address or phone number.  She also claimed that there was a payment made on the account in 2003, 3 years after the account was closed.  I told her she was incorrect, but she insisted that I owe money and wanted payment over the phone right then.  I told her she wasn't getting a dime.