Automated message, something about making payments on time and can offer a lower interest rate. Spam telemarketer.

Hung up when i answered.

Typical scam call: rang four times, hung up, no message left. Last month I received a call from the same 727 area code but with a different number. Maybe they're expanding. CID for both showed Clearwater, FL.

Don't usually answer if I don't recognize the number.  Did this time because the area code looked familiar.  Recorded message, something about "congratulation" - and then making a last payment.  When I redialed, another recorded message about 48 hours, thank you . . . . good-bye.  Both recorded messages.  Scary!!

Called my cell phone and left no message. Sounded like a robo call.