This is Affiliated Group  of Collectors and they are rude and they say you are rude if you assert your rights.  My account was with xcel Energy over a final bill that was not that late and I had made arrangements with Excel to pay it off....now I am just pissed off!

You can send a Cease and Desist letter to the collectors requesting them to stop calling you. Below is a Sample Cease and Desist letter (CND letter).


Your Name __________
Your Address __________
Your Phone # __________


Collector's Name _______________________
Collector's Address _____________________

Date ________________________

Dear Sir or Madam,

Re: Account Number ____________

This is a request to Cease and Desist any further collection attempts on the debt referenced above. I would prefer working with the original creditor.

You are therefore apprised, in accordance with state and the federal laws, to cease all collection attempts immediately or face legal action.

Sincerely,

Your Signature ________________

Your Name ________________
_________________
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