May 6, 2014
Depends on the bank. Normally, the bank will charge you with whatever funds they may have paid out on the bad check. The check is phony so they can't get to the check writer. So they come after you. They may be extra fees you have to pay as well. Go to the bank and tell them that you think the check may have been fraudulent and to cancel the transaction!
This is mail fraud, so if you have copies of any of the documents, go to the post office and make a complaint.
This scam is used by scammers based in Africa, but they also have US compatriots who help them out.
Common on Craig's List.