Jun 28, 2014
The Statute of Limitations does not mean what you seem to think it means. It is not something that can be violated. In the case of criminal acts, it sets the maximum time after which the State can no longer prosecute the alleged criminal. In the case of civil torts such as defaulted debt, it sets the maximum time after which the debtor can no longer be sued to collect the debt. It does not, however, prevent a debt holder from attempting to collect, only the ability to sue to collect has been lost. As always, check your state's legal code for the exact details and consult a consumer attorney if you need legal assistance with debt collectors.