They called me asking me to come in for an interview, I had no idea who the hell they were, but I just kind of went. It's not like There were any other lucrative job offers for a 54 year old laid off bridge painter at the time. I walked in, and saw like 50 other people there. I was about to turn around, and walk out, but I saw this guy leaving the office, discussing some business with apparently a new employee, and it sounded genuine enough, so I stayed. I met with some kid, who was about as old as my youngest son, then i was hurried into a big room, where this other adolescent begins lecturing us on the concepts of success, this was a major turn off. There is a section where they say who ever is not interested in being considered for a position can leave now, I stood up grabbed my things and headed for the door, I was then approached by one of the head managers (the only one in the who place with some true age on their face). He told me dont let the environment fool you, this is a serious company, with very serious, and hard work. I sat back down, and finished out the orientation. I know lots of you are turned off by the process, of them offering you an interview, because it seems too easy, or too good  to be true, but trust me getting the job is not easy at all, and there is a lot of work, there is no scam, there is room for advancement, but you have to work your you know what off to get it. I left the company, after about 8 months, because I was able to get my job back as a bridge painter, I made some very good money with national income, and was able to keepy family afloat because of it. I have nothing but positive things to say about the company, and the opportunity. Of course having someone half my age evaluate my performance, giving me orders was something I had to get used to, but it was an opportunity that came at a time when no one was was offering one. A little advise to some of the higher us though: tone down the theatrics, and revise the hiring process, it can turn away some very qualified, and serious people.

I received a phone call from a female named Tammy this morning about a Manager position.  Stating that she found my resume on Career Builders, and she was still wondering if I was interested in a job because they had a job for me. I was a little excited being that I just moved to New York from California.  Since its hard finding a job, I told my husband something seemed a little off, so I decided to goggle the address and low and behold I get this website, I think I will just stay home and not waste my Time.  Thank You everyone who took time to post about this scam after all these years they are still at it but just switch it up.

Hey, I worked at this Company for a while. It is NOT worth it.  They do everything they can to maximize profits for their managers and cheat people.  They're gonna entice you with how they're gonna train you (which will cost a total of over $400, you have to pay for the class, state exam fees, licensing fees, and this doesn't even count the money you'll waste on food and transportation for the 2 weeks it takes which is roughly $200-$300 more while you WON'T be getting paid and WON'T receiving a conditional reimbursement for another 2 months after you hit all the criteria). Once licensed, you have to go through boot camp and in house training which they will tell you would take another 2 weeks but more likely anywhere from 4-8 weeks and the entire time they're gonna tell you that you are so close to getting your lead pack and making money.  The leads are [***] by the way.  Some are union leads who have jobs but have no clue you're there to sell them life insurance and only let you in because they are under the impression that you're giving them free stuff that they already paid for.  The other leads are usually broke/unemployed parents in the projects who just wanted a free child safety kit.  By the way, the State General Manager Theo Pappas encourages his manages to TAKE the sales from their agents while they are being supervised out in the field.  He says this publicly to his manager (trust me I was in the manager meetings) but would not say this to the agents. All the agent would get out of this are any referrals made and try to sell those (fortunately some managers are kind and let you keep your sales cause they know you're struggling.  You'll be given a certain amount of leads initially and a couple of bumps as you hit certain bonuses. They say the leads are to start you off until you have a strong referral base and you should be self-sufficient after 30 days, but you really have no choice. You'll get anywhere from 70-100 crappy leads and after 30 days you're completely cut-off.  It's why over 90% of the agents leave within 3 months.  They don't even get the chance to recover the money and time they wasted there and only the favorites succeed.

Trust me, I've seen all of this.  If you think you're worth more than this, being a pawn for the managers to make their 6 figure salaries, get a job with a legit salary (cause this is 100% commissions and many weeks you'll blank), and legitimate growth potential (not only are you gonna have to put in 50-60 hours a week just to make sales, but at LEAST another 20 a weeks to recruit more fools to build your agency).  Most people who stick around there are either uneducated with no second options (and yes, they have hired a few felons from the people I've met) or just wasted so much time and money there and are too stubborn to cut their losses.  Before I left I was involved with their interviewing process and realized that they never outright lied to me (with the exception of a few things), they just finessed the truth so much that they build a dream that's unattainable and sell you on it. GOOD LUCK in your interview with National Income Life Insurance Company the Theodore Pappas Agency, (aka. the Pappas Group and Pappas and Associates.

What the last person said is 100% true. I wasted 2 months there and quit because they kept procrastinating on giving me my lead pack.  My manager was a guy named Mark Glazer an MGA at NILICO (the biggest liar on earth). He made all these promises when I first walked in and just used me as a tool.  After I was done with licensing I learned the entire script in under 2 weeks and ready to go.  I went on video 3 times and he hadn't seen it. Meanwhile he kept taking me out in the field with him just because he couldn't drive and I had a car.  I was his personal chauffeur, driving him to all his appointments, going to all these projects in Brooklyn, selling life insurance to a bunch of hoodrats who didn't even know what they were getting themselves into.  He was making a couple of grand a week while he only paid for gas and food on occasion and I had all these bills to pay.  When I was in the office, he had me recruiting new agents during the day, and booking his schedule at time.  When they say that the managers use new agents to make all of their money, they're not kidding.  I've kept calling random resume's that they got from Monster or career builder (ie. a lot of the people on who've posted here). They give you a script to read over the phone and tell you not to deviate from it.  It's full of lies from the place that you're calling from (they use names of other legitimate companies just like The Pappas Group, Pappas and Associates, and TMK which are all real companies that people would love to work for because they don't want you to google them cause if you find the truth, they're [***].  It's like if a fat ugly girl called you up and said her name was Adriana Lima and wanted to date you pretending to be the supermodel but you find out it's an ugly chick by the same name, she didn't really lie to you but kinda led you on a trip).  They do cold call cause the leads they provide you with don't know you're from a life insurance company, they either think you're calling from their union or child's school, they only provide you with limited leads and that's if they give you a lead pack to start.

So don't go in for the interview because it's one HUGE lie, don't work for Mark Glazer or Jason Bratin for that matter cause they're just concerned with making money and screwing you, and if a lady name Tammy Cephus calls you just hang up (she's Mr. Glazer's top recruiter and was the lady who recruited me).  I wasted 2 months at this agency a couple of thousand dollars, and didn't make a single dime. Don't let it be you

They too called me and wanted to set up an interview. They told me it was for a Senior Management position for a company that helps union workers and setting these workers up with proper benefits. First thing I thought... What part of my resume, which is filled with retail experience, attracted them and made them think i would be great for this position? I asked what the salary was and they said north of $70k a year. Lol
Anyway no need to repeat what the rest said. This is a scam.  Some multi level marketing [***] that hides behind an insurance company that no one has ever heard of. They prey on desperate broke people. Speaking of desperate broke people, do you youtube search for jason bratin and you will surely be entertained. When theres more hype and speak of 'opportunity' than an actual product or service being sold, then its a scam.
I suggest we waste their time as they have wasted ours.
Unfortunately for scams like these, we have the internet and can easily figure it out. These kinda companies probably thrived 20 years ago.