Collection agency who called in regards to Cash Advance even though loans were paid, Scare tactic. Nasty people will never take loan from them again. So irresponsible !!

I received several phone calls from this individual who claims he is officer johnson or officer jones with very thick indian accents. He left a threatening voicemail saying I needed to call him ASAP before I had legal charges pressed against me. Basically these individuals are scam artists. Do not be frightened by their allegations on you they are trying to get your personal information. I started calling these individuals back and requesting for them to give me their badge numbers, location, state and county information. They do not like when they confront them regarding information but they're quick to frighten you and tell you that you will be arrested at your work place and be embarrassed. One time I called and asked for their badge number and thy said 6687WWWTF and said "what the f***". It is unfortunate these individuals cannot get in trouble and are taking advantage for innocent vulnerable people!!!! Do NOT be a victim of this SCAM!!!

These people even called my employer where I am a manager and told them I would be arrested by Friday. Pretty damn annoying.

This sounds like extortion dressed as debt collection. The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.

My notes from October 2011 on payday loan and "hot check" collectors are linked below.
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2

FTC alert: Who's Calling? That Debt Collector Could Be a Fake
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

The following will be useful if you have a US domestic collector calling:

official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm

CFPB reiteration of the Fair Debt Collection Practices Act
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/

I have a business and someone who calls himself Officer Edward J. Smith keeps calling asking for one of my employees. He has threatened me by saying "if you don't contact this person and have them call me back in 10 minutes I will continue to call you all day" I have told him I know it is a scam he is doing and that I will contact the police department and let them know he is impersonating a police officer. I also told him I would contact the FBI. neither comment made any difference. He continued to harass me. I called the FBI and no one answered the phone. I called my police department and filed a complaint but I was told they could not do anything because this person is out of state. I called the phone company and was told they could not do anything either. I guess no one is interested in putting a stop to harassing phone calls and illegal scams.