All you have to do is say that you just killed a cow and that your dog starts howling everytime you answer the phone.  Throw their superstitions in their faces, it scares the hell out of them.  I called back and told them I had just killed my pet cow Maggie and that I will be having roast beef for dinner and why is it my dog starts howling everytime they call.  It has been very quiet since.  Pick a bad India superstition and work from that.  And also tell them that the Navy Seals will find them as they did the pirates for terrorist acts and it scares the hell out of them.  They will beg you not to call. Come on!  We are Americans, we don't put up with crap like this.

No!  You don't pay something that doesn't belong to you.  Are you kidding me.  They are collecting for bills that don't belong or that have been paid and accounts sold off.  That would be really a stupid thing to do.  Give in to extortion?

calling me at work and cell phone claiming that owe money for a payday loan with threats, and he keeps saying he is either a lawyer or officer..same person everytime.  He will not stop, and he has all my info!!!  

206-801-5263, is the number he left for me.
and the caller id says:  330-318-3072

thats all fine and dandy, but how to make them stop.

Get a grip you must be one of the scammers to write this crap.  Havent you read the post.  The people do not owe this money.  They are the victoms.  Theses scammers have stolen their personal information from the internet.  Futhermore, I don't have a problem paying for debt I own, but i will not pay for something i don't.  And if you are one of those scammers Karma Sucks.