why are this people calling me they are a rip off

Foreign people that can't even speak English, and using amercian names........getting on my nerves

me too , his name is Allan Scott but he can't speak english

They called me today stating they were "the litigation group" for Advansce America, and told me they were going to charge me federally for fraud and money laundering.  I don't have a payday loan and as I work with the courts regularly I knew they were a scam and laughed at the guy ("James Brown" for crying out loud!) until he hung up. Complete scam.

Persistent they are. I've received calls from the same group of people w/foreign accents claiming to be reps for this and that. The latest call came from a Steve Brown, but his accent is of India decent. It's crazy, but this has been going on for years. They're going to sue me, press federal charges, etc....if I don't pay some payday loan. How about they even managed to tap my personal bank account, but fortunately I have fraud protection and my account manager notified me as soon as they attempted to draft my account via electronic check. For all of  you out there going through the same thing notify your banking institution as to avoid the possibility of an unauthorized debit. If they say they represent a payday loan organization guarantee they have your banking and personal information. I've spoken to them on several occasions and it's hopeless, they keep calling so I just ignore the calls and delete the messages w/o ever listening to them.Good Luck.