He is foreign and an obscene harasser.

Got a call.  English is obviously a problem for the caller, as well is a grasp of the facts.  Calling for a "debt from [your] creditors," though I haven't any debt.  Sounds like a scam.  Identified himself as calling from "Universal Servies"

I just got a call from this same number and must have been the same guy with broken english.  When I told him I was not interested he cursed me out and threatened me.

Just got call, he asked for my wife name.  Said it was in reference to a credit card.  He seemed very odd, long pauses, less than stellar English.  I asked whether this was regarding an existing account or a solicitation for a new card - long pause, then he replied "existing".  Gave phone to my wife, just in case it was regarding a security matter; he continued to fail to make sense.  Last thing he uttered was literally "Blah!", we hung up.

called and said my husband and i were in credit card debt and he could help us.  i told him we werent interested and to not call again.