Dec 12, 2012
Hello,
My name is Mark. I am not associated with Finders Keepers at all and do not know them. I just wanted to point out what they do is not a scam. They offer a service based on a contingency fee, meaning they only charge a fee if they get money back for you. If they do not get money back, there is no charge.
They charge 15% because that is the amount the law in New York State allows. Every state has different laws, most allow a 10% fee maximum.
Yes, you can easily do this search yourself and claim the money yourself. Finders Keepers are playing a numbers game because after so many people say "no", some will say "yes". There are plenty of businesses that use middle men for things you can do yourself. Travel agents, real estate agents, etc. are middle men that you do not need, but they makes things easier for you. This is the same thing.
I also want to point out that even if you do not use them, in most cases you would not have known about your money if they did not call you.
I have a website, http://unclaimed-money-finder.net that shows people how to look for their unclaimed money for free, but also gives you information on becoming an unclaimed money finder yourself and getting paid finding money for other people.
You don't need to be rude to do it either (as people have mentioned the guy Neil is). You can be pleasant and outgoing and make people feel good about getting their money too!