Aug 25, 2016
I know of no legitimate debt collectors and especially there, the world's number 1 capital for crooks pretending to be debt collectors. A web site does not make them legitimate, especially when it looks like that one. So. Now that they seem to have talked to you, they must do this:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
And then:
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notion of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
TICE ASSOCIATES, INC.
Posted in: http://800notes.com/Phone.aspx/1-716-871-9272
Web site gibes no location and looks shabby: http://www.ticeassociates.biz/
BBB gives them an accredited A+ with 1 complaint: http://www.bbb.org/upstate-new-york/business- ... kenmore-ny-7905
New York Dept. of State info:
Selected Entity Name: TICE ASSOCIATES, INC.
Selected Entity Status Information
Current Entity Name: TICE ASSOCIATES, INC.
DOS ID #: 747916
Initial DOS Filing Date: JANUARY 26, 1982
County: ERIE
Jurisdiction: NEW YORK
Entity Type: DOMESTIC BUSINESS CORPORATION
Current Entity Status: ACTIVE
Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
TICE ASSOCIATES, INC.
3429 CLINTON ST.
WEST SENECA, NEW YORK, 14224
Registered Agent
NONE
Bloomberg lists their street address: http://www.bloomberg.com/profiles/companies/0420900D:US-tice-associates-inc
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
File a complaint at the NY State AG's Office here: http://www.ag.ny.gov/http://www.ag.ny.gov/