Best report
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Nov 8, 2012
Confirm it for yourself ..... (US citizens only)
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/
Your state law would override federal, but it's very unlikely to grant third party collectors *more* than thirteen calling hours daily. Usually the "mini FDCPA" mirrors federal.
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/
Your state law would override federal, but it's very unlikely to grant third party collectors *more* than thirteen calling hours daily. Usually the "mini FDCPA" mirrors federal.