caller insists that a settlement will be filed against me.  has correct name but wront ss info.  have no open balances with anything.  naturally cannot understand the name of the company he works for or his name - how convenient.

he called and wants me to say I owe money ,do not understand and told him so
that I do not know what he is talking about..still keeps calling I ignore

I got a phone call saying that I was facing a lawsuit for not paying a loan taken out through the internet.  He had some of my information correct, which makes me nervous and other information was completely incorrect. He said he was basically from a collection agency calling on behalf of a law firm! UGH I am so angry!

Yeah they are calling impersonating a Law Firm they have some yahoo call and act as if she/he has any authority, making idle threats, just dispute, ask for proof of the deb and report them.

Better yet talk to the attorney or manager and discuss your debt....go to the top to resolve things