I received a missed call from someone who said that he talked with me yesterday. I didn't talk with anyone yesterday. He said when he left me a message on my voicemail that I have a collection worth of 1400 dollars and he would help me settle out of court for 450. I did talk with some lady yesterday that first of all when we started talking she asked mefor my debit card number. The people who are making these calls will have someone call you restricted and tell u they will be delivering some papers you must sign for and if you are unable to sign that they will put refused.