HAHAHAHAHAHA! Really?!? I work for a large security company and if I EVER spoke on behalf of them; especially in a completely illiterate and threatening manner?!? MY A** WOULD BE FIRED! NO LEGITIMATE COMPANY ALLOWS THEIR EMPLOYEES TO SHOW PEOPLE HOW UNEDUCATED THEIR EMPLOYEES ARE! I had one of your stupid fake scam "agencies" call me and I was feeling frisky so I took the call and, hopefully, with my eloquent and deadly use/grasp of the English language, she went home and hung herself. I asked HER when she was going to stop bugging me since she knew this was B.S. and she said 'when you pay the bill'. Guess what, BI-OTCH? I paid that bill 4 years ago and you STOLE the information. Perhaps, being on the LOWEST RUNG of the "company" ladder, you are not aware of the fact that you are committing fraud and possibly extortion, yourself! I suggest you take an ethics class and then read up on the basics of debt collection practice and see if you can STILL sleep at night once you know the truth...

To whomever reads this from "Rubin and Yates"; I live in Massachusetts, and EVEN IF I did owe this debt you are trying to collect, YOU ARE NOT LICENSED in MASS to collect debt so go take a nice long drive off a short pier, PLEASE! And, for the record, "fraud" is not handled by collection agencies, it is handled by LAW ENFORCEMENT. You can call yourself an "Investigator" all you want but YOU ARE NOT. You KNOW you're only qualified to flip burgers at McDonald's, MAYBE you can't even do that! Hence why you took an illegal job. Do they pay you in cash? I'm sure they do....first RED FLAG, perhaps not in the construction or landscaping fields, but debt collectors getting paid in CASH? NO GO...

Rubin and Yates LLc.  BBB page with an F rating and an alert:  http://www.bbb.org/upstate-new-york/business- ... w-ny-142027360/
Bizapedia page that lists an address in Williamsville, NY:  http://www.bizapedia.com/ny/RUBIN-AND-YATES-LLC.html
Ny corporation page:  http://appext20.dos.ny.gov/corp_public/CORPSE ... _results_page=0

The business was founded in 2007 but claims to have 30 years experience.  There must be some sort of time warp in NY.  They also indicate that they will call pretty much anybody and everybody to find you, which depending on what they say to those individuals might be a FDCPA violation, especially since they say they will do that in order to get a "message" to you.

The firm is not a member of the NY BAR Association which would be required to practice law, but they do have an attorney listed as a registered agent and he may be their in house council.

I have been receiving harassing phone calls from this "company" as well.  I had payday loan debt years and years ago and I eventually went through a debt consolidation company and repaid my debt.  My husband was very ill at the time and not working and I found myself in a mess of my own creation.  Unfortunately, online pay day lenders are not quality lenders and they sell your personal information to these scammers, even after you have paid them back.  Today I was told by an obviously very uneducated individual, calling himself, Anthony Davis,  that he was "on the line" with federal agents who were actively pursuing a docket with my SS number on it.  I told him that I knew he was a scammer and not to ever call me again.  I told him that I would never give him any money and that I would be calling my local sheriff's dept, the attorney general and the BBC.  Which I did.  I told him that if there was some sort of legitimate debt, then he should mail me the information and I would verify it through an attorney.  He told me that he would not be sending me anymore papers as he claimed that that had already been done.  I have never received any paperwork.  I told him that I would not speak to him again and to stop calling.  I then hung up.  He called over and over and over again, leaving threatening messages on my phone.  He told me that I was a deadbeat scum bag and he would find me and I was going to pay.  I'm not "going to pay."  NOT ONE RED CENT.  Because I don't owe it and he failed to provide any real proof of a debt.

BBB, rather than BBC.  Pardon my typo