Aug 13, 2010
Received a call from a Ms. Miller, a "manager" from PNB (or P&B or PMB) Capital Group stating that I had borrowed $300 from "Money and More" back in August, 2008 (conveniently exactly 2 years from this date), and that I now owe $655. She parroted some basic information about me, available anywhere, yet refused to tell me which bank account this had taken place - siting privacy & disclosure policy. I was then informed that if I don't pay this back immediately it will be reflected on my credit report and that the amount owed will increase drastically. She did give me the option of paying the original $300 only. I was given an address of PNB Capital Group, 369 Washington Street Suite 100, Buffalo NY to send the payment as well as a fax number to send proof from my bank that the transaction either never took place, or was paid off, should I dispute this.
This is nonsense. I had taken a few cash advance loans during that time - payments of all were directly withdrawn from my checking account - and all of them had been paid long ago. I do not remember ever taking money from this company. I inquired how to get in touch with someone at "Money and More" and was informed that they have gone out of business. This whole thing stinks to high heaven and I would like to know if anyone dealing with PNB, P&B or PMB Capital Group has reported them and how I may do so as well.