This is someone trying to scam on a defaulted payday loan demanding payment or legal action will be filed.

Do not worry about calls from this number.  Clearly, they are a scam and every time they call, they violate so many federal laws when it comes to debt collection.  I have already reported these calls and number to the Bureau of Consumer Protection.  The Bureau cannot even identify them.

A Jane Riley called from 716-478-4150. In the call type I did not find "Scammer" and they are not a debt collection agency (at least not a legal one) so I was left with "Prank call". These people purchase transaction histories in bulk knowing that most of the transactions are either paid off or completely incorrect. Using your first and last name and an old mail address is all that's needed to find a current phone number. Through intimidation they cajole enough people to illegally pay them to keep their operation going.

Scammer would cause legal problems for the web site and will never be included.  There is nothing from preventing you from putting it into your post though.  Labeling it as a prank call is a bit misleading to others.  Since they are trying to collect a debt whether real or imaginary, debt collector would have been the proper label.  In the meantime, you should file reports on them at the proper agencies.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   http://800notes.com/faq/attorney-general

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

I just got a call from this number about check fraud. Mr Riley and I could reach him direct with this number 585-207-0865 I called my bank which called this number and of course they didn't answer. By I used my cell phone and used *67 and he picked it up right away.