Is that a memory bank or a gene bank?

It can't be a memory bank because then they would have been able to recall their spelling lessons from the 1st and 2nd grade.  It also can't be a gene bank because these two are runners up for the Darwin Awards.  So possibly it was a "Snow bank", since they are trying to "snow" us into believing their lies.

One, LEARN TO SPELL!
Two, NO ONE BELIEVES EITHER OF YOUR POSTS!

Wow, how obvious is this? Such great pre-emptive shilling going on here, thanks for the warning and heads up!  Oh, this just in, your boss said he was going to engrave your name on the broom handle, now get back to work in your boiler room! In case you forgot, its that way →

Do let the door hit ya where the good lord split ya!

I think they fell head first into that snow bank... they had their assets frozen!