Jan 30, 2017
Um ...
The poster said he received a phone call from a "law firm".
Two things:
"Law Firms" qualify as "Debt Collectors" when they ... err ... collect debts.
(The term "debt collector" is defined in Section 803(6) of the FDCPA as "any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts)
Debt collectors must comply with FDCPA rulings.
The FDCPA states a phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed - US Mail ... not emailed or texted]
Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection
So, there is no "bank robbing", if the debt collector did not follow FDCPA rules. And your post omitted certain facts ... a suspicious symptom of shilling.