719-242-8323....got a call from this number stating they are FRG and associates, seems they are a collection agency in New York, NY, they were searching to contact my brother in regards to a short term loan and the possibility of check fraud because he closed the bank account the short term loan was deposited in and has not paid back the loan.  An internet search for the company has, so far, revealed a Financial Recovery Group in Miami, FL and little else.

716-418-7044 call me at work threatening me with  civil action and wanting to speak to my superviser, contacting a attorney now

I received a voice mail message from FRG and Associates.  The person's name is Sheri Edwards.  She left a message with my sister and a friend of mine as well.  She states that she has a collections legal matter to discuss and needs to get a statement from me.  I don't think this is legitimate.  When I called this person back, her voice mail states she is with Frontline.  The number she gave me is (716) 418-7043.

I have gotten several messages over the last few months from this FRG & Assoc. regarding a short term loan that I received.  They keep threatening me with legal action and also with check fraud as I paid one payment and then had to close the account associated with the loan.  I have received no paperwork of any kind regarding this matter.  I have no summons & complaint, they are calling my work and leaving threatening messages.  The last message received said that I had until a certain time to call them back or they would start the earnings verification process and file with Niagara County (the county I live in).  I know that payday loans are illegal in the State of New York!

A debt collection agency keeps calling me about a payday loan.  They have also called my employer.  They have threatened to charge me with check fraud.  They have not sued me.  Payday loans are illegal in New York State.  However, if you stop paying on them, can the loan sharks sue you for an illegal loan transaction?