Mar 12, 2015
got a call from a Mr. Ward, stating he was the State Process Server, and that he has a warrant out to summons me to court. Said if I had any questions to call 716.242.5203. I called, and spoke with Ryan Sullivan. He tells me that he is collecting a debt for a payday loan i took out in September. Said he is with a group of attorneys at Oracle Financial LLC, Told me I will be going to jail for felony bad check charges because the money from the payday loan didn't clear my bank, said I would lose my license for 6 months, etc. And that I needed to pay up within 24 hours.
Sadly, I was dumb enough to fall for it because they called my cell phone and it came up as NO CALLER ID, and left the message. I gave them a payment, but immediately found out they are a scam. They were served a Cease and Desist Order in NV not too long ago.
My bank recognized the charge as fraud. I call Ryan Sullivan back and told him that my bank said they are a fraud and to refund my money. Mr. Sullivan got irate with me and said they are a legit company, and that I will be sorry in 30 days when I am served, and will have to pay them 5 times the original amount.