I got the text: "After multiple attempts to contact you have failed, we now have to file a judgment. If you would like to enter a statement, please contact us at 716-239-4402"

Don't know who they are but I blocked them their numbers from my iPhone!

Texts, emails, faxes & phone calls ,mean nothing.

Demand WRITTEN proof of the supposed debt - delivered by mail or process server.

Was a company name given??
Was your name given on the text?

This person identified themselves as Joe Rinehart via the telephone number 214.299.8834.

They used the same callback number as above though.

This is a load of crap... if there is nothing being sent to you or presented to you in writing, they cannot proceed with any sort of "default" or "judgment" by any stretch of the imagination.

These are scare tactics employed by either scammers or lowbrow collectors who buy cheap junk debt that is almost not worth pursuing.

Same guy, as well as a woman, have been leaving us messages at home. Saying they need information or statement from us for a fraudulent check that has been cleared by my bank in my name. Of course no such activity has occured, and if so, my bank would have contacted me. Been calling for over a month. Several times a week. So ready to get rid of house phone and just use cell.

Who is these people? I've never filled a payday loan and they never answer when I called them back.

They sent a text message saying they will deduct funds from my account.

I'm not liking how they receive my number