Usual scammy scumbags about lowering my interest rate - try to waste as much of their time as possible.

hi this is scumbag with card services,  How many numbers do these guys have.

They spoof numbers so the answer to that is too many! :)  To file complaints, go here:

https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2
http://www.consumerfinance.gov/complaint/