Best report
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Feb 20, 2015
708-589-4037 Called meseveral times. I spoke to a Ms. Parker from National Asset Recovery. She said I owed money from a payday loan several years back. This payday loan was deposited into my account without my concent and when I tried to contact them to have them take the money back their number had changed. In the several years the payday loan has been sold to other companies under the same subsidiary company. So I did find a link from the original payday loan company to the now alleged company that is saying I owe the $$ to. Wanting to be upstanding and get this taken care of I gave my card information to Ms. Parker. Three days went by and the money had not been taken from my account. I called her number and she was out of the office and I got transfered to someone else in the office. They processed my payment and did send me a paid in full letter. This was four business days ago. Today Ms. Parker called me to say that she was still waiting for my payment. I told her the payment went through four days ago and I have my paid in full letter. She then called me back two hours later saying that they did not get the $$. I told her it was taken and I had my paid in full letter. She said well I don't know who you talked to but they were not from her office and I needed to contact my bank to stop the payment. Being alarmed and confused I dropped what I was doing and went to the bank. Ms. Parker also gave me her email address so that I could send her a copy of the email and the paid in full letter. I forwarded her the email with the copy of the paid in full letter. While driving to the bank Ms. Parker called me again asking if I wanted to use the same card information and was I ready to process my payment. I told her that I was on my way to the bank and that if I could get them to stop the payment it would not be today that it would take a few days at least. My bank was very helpful and put an investigation towards the funds that were taken. And of course it is going to take at least one to two weeks. What is really bothering me now is what would make a legitimate company think I could just stop a payment and have the money back to pay within an hour?? And if I now have a paid in full letter stating the name of the creditor why would you still be coming after me?? Furthermore the email address she gave me was just a yahoo email, a legitimate colletion would have a valid business email and I got a message back that the email could not go through as it was not a valid email address. I am keeping all the documentation that I have about this and am preparing myself for multiple phone calls tomorrow. I think I may have to get some legal advice for this. People I thought I was smart about things but now a days you just do not know who you can trust.