man-"do you owe more than $10k on credit cards?" I answered "that information is confidential"

A "Gentleman" with heavy sub-continent accent calling on behalf of "American Home Services". I explained that they called me the day before as well as other times and I have asked nicely, as well as not so nicely for the to cease and desist. He didn't seem to care so I explained that my passport is current and I can arrange for a Red Sindhi bull to be slaughtered and placed upon his front door. If his neighbors don't kill him in retaliation he and his family would be beaten and run out of the town. I'll follow behind riding in a pedal taxi, smiling.

Oh, and those among you that see this as harsh, just remember, these people know they are breaking not only our laws but their own country's laws. They do not care that they are stealing and cheating us and in their culture you have to shame them or have them arrested them to make them stop, although once released they usually go right back to doing it.

Sorry folks, but the above poster is correct. The people of India have great pride. Their pride gets hurt, then you have action.