Claiming to be debt collector and trying to convince you that you owe money. They're gonna have to get up a lot earlier than that to fool me. My credit score is 800, I have never been late on the debts that I do legitimately do owe and I damn sure don't owe these scum sucking gut worms! NEVER, EVER, EVER answer these numbers when they call you. Cut your ringer off if you are that annoyed. This is a SCAM! If you're dumb enough to give them your money, you deserve to be harassed! Eventually, ( in about 4 months ) they'll drop you from their database. Stop reporting them to the "do not call list", it doesn't apply to these gut worms and only lets them know you're reporting from a live number.  Good luck, and remember, don't answer the phone unless you recognize the NAME and NUMBER!