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Aug 1, 2008
Even if you owe on a debt DON'T make any payment agreements with a debt collector because you have no contract with them to pay this. Making a payment agreement with them over the phone would be considered a verbal agreement. Let them know that you are going to pay the company that you have a debt with and not them. Be firm in telling them this. Also make payments to the company they will accept them. You only have a contract with the company you owe and not a third party collection agency.