These people keep calling my phone, and not leaving a message.  I returned the call and a "Ms. Spence" picked up.  I'm not sure who they could be, I am always on top of my bills.

a person named "Frank" called my work & said it was very important that he reach me, he had "something to send to me". A Google search showed comments from others who had received calls from this # & they said it is Americredit, which is where I have my car loan, but it's current.

Weird.

Called our store asking for an employee.
Didn't say who he was.
The employee he called for DOES have an Americredit car loan but is current with all payments.
Assume it is a sales call associated in some way with Americredit.

we got a call from them too.. it is americredit.. we dont have anything threw them.. it was for someone that we know that used us for a refereence. they were trying to get in touch with them and tried to use us to get to them

it is americredit  they call'd me too  but I am current,  guess they call just to update phone numbers are correct