This is a collector who, I believe, has recently changed it's business name or has been bought/absorbed by another firm. No, your identity has not been stolen, though the name is certainly misleading. They are legit; I have personally settled a bill with them. The Russel fellow mentioned above is actually a very humane and reasonable person, which is remarkable for that profession, in my opinion. If they called you, that means you have a debt with someone that needs to be settled. Simple as that. They'll work with you, even to the point of setting up an auto-draft from your bank so you don't even have to sweat a check each month. Better to deal with them than with some other companies.

DON'T KNOW

Some a.sh..e who said he was "Mario Spardelli" called me to get information on a family member. He tried to sound like a real tough guy who really "meant business" - very arrogant, condescending, and threatening. Supposedly he is from "United Mortgage" who it sounds like is a collection agency. If Mario calls, tell him to stick it where the sun doesn't shine!

didn't receive a call.  I received bankruptcy papers in the mail about a week ago on UM Capital, LLC.  Does anyone know what all this is about?  I don't even know this LLC.  Have never heard of it before now.

I recieved the same papers. I made some calls and was told that this a mortgage company and they are required by law to notify everyone that they have done busness with, past or present, that they have filed for bankrupcy. So at one time or another, we did business with them.