From "Degree Advancement"  it is a sales cold call to your cell.  Ignore it.
When I asked not to be called again they just hung up on me

"Do I need another degree to get that next job?" Always the same... I am 65 and have a Masters - Click, Who do you work for - Click, Please do not - Click on and on.  I called back, Amy answered Simply Jobs, when I started to ask her questions - Click.

claimed they were with some mortgage refinance best rate or bit rate. First question asked was can you hear me, I only indulged since we are looking at refinancing and have a few loan inquireries out at the moment, asked what rate we had, a little taken aback when I told him 30 year fixed. than asked if we had been in the house over 12 months, I was a little concerned due to the recent can you hear me now scam, and hung up not wanting to say yes again or tell exactly how long we have had it.

no name, no message

Josh on a recorded line asking if I could hear. Said no actually. Voice started again telling me that I qualified for a medical alert monitor. Hung up.