Best report
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Oct 22, 2013
No one gets a heads up they'll be served - the court process server just shows up, papers in hand. If your callers refuse to MAIL proof that you owe a debt and that they have the legal right to collect said debt, they are owed NOTHING, per the FDCPA. It's also illegal to threaten people with lawsuits to intimidate them into paying a debt. If you're concerned that you may actually have a lawsuit against you, call your local courts and ask them if your name is on any of the schedules. Call your local police - they'll even tell you this is not how the system works.
Advise the callers that you're recording all calls they make to you so your own lawyer (even if you don't have one) can file a lawsuit against them for multiple violations of the FDCPA. Report the calls to the FTC, the FBI, the Dept of Justice and your state's Attorney General.
Advise the callers that you're recording all calls they make to you so your own lawyer (even if you don't have one) can file a lawsuit against them for multiple violations of the FDCPA. Report the calls to the FTC, the FBI, the Dept of Justice and your state's Attorney General.