Jul 3, 2015
This is a collection agency that probably bought your name and contact information from some old loan company that you used in the past (payday loan companies are a great example). They buy old debts for pennies on the dollar and then try to scam people by threatening them with legal action. They make up a "case number" to try and scare people who don't know their rights when it comes to collections. Just ignore them...nobody is going to serve you with any papers. Don't answer their calls and they will give up in a week or two. Blocking their calls usually doesn't work because they spoof phone numbers and change them constantly. If you do talk to them, just tell them that your phone call is being recorded and tell them that you want copies of all paperwork regarding the debt to be sent to you via postal mail. I can pretty much guarantee you that they will make up some kind of story about not being required to send you paper copies (which they are) or some other tactic to try and get you to pay them right away.