Bob Jackson  left a message that my name  and  social  security  number were linked to a bad check and he was collecting  for a financial  institution. His company is JCPH Equity.

Phone calls are NOT considered official notification.  Demand a written document concerning this "debt" that is mailed to you.  Expect meaningless threats & excuses.  Ask him for his physical address  too.  Chances  are you will not get it.

If you really had a bad check, your bank would have informed you!!

Received a call from the number from a man who said he was Bob Jackson. He said he involved a potential civil law suit and that I need to talk to him in order to avoid being served.

called my wife not me on phone and left a voice-message?

Just called me and said someone has got a loan out in my name in 2008 he read off my ssn and birth date said that they been paying on it threw a bank account and I need to pay $325 to resolve this issue.so I called my credit report put a block on my credit report to let them know what was going on.