Another Low Life Debt Collector.  Answered as Investigator Clark..I suspect that this a company calling itself The National Fraud Investigation Association.  They are trying to collect on an old payday loan.  Informed them that a debt less than 10,000 dollars is a small claims court deal in Texas.  They also use the no. 623-223-7764

Wouldn't tell me the name of the company  called himself Investigator Robert Dixon - looking for someone named - Thomas Bullock - they have called me before and I have returned the call - they won't stop calling even though they tell me that they've removed my number.   The callback number was 8554544105

I received a call today from them saying its a courtesy call due to a returned check to their office. They asked me to return the call right away (I didn't answer, just let it go to voicemail). They didn't identify who they were, what company they worked for or what the returned check is in regard to or even who it is made out to, and since I only write checks once in a blue moon and they have all cleared the bank I know this is call is not legitimate. Others have mentioned that this call is linked to a debt collection agency, I am and always have been current with any debts.  

I never answer; just let it go to voice mail but the message says" this is a courtesy call to advise me of a returned check in our office and to please return the call immediately @ 285 545 4105 to resolve this matter". I don't write checks and don't intend on returning the call.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors