caller said owed large amount money a bank account from awhile ago.went to the bank inperson manager looked everything up said there was no such promblem

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php